Independent financial brokerage in Randburg.
A family-run financial broker in Randburg, placing the country's best insurers and investments where they actually perform. On your side of the table.
R0. What our advice costs you.
The insurer pays the advisory fee, so you pay the same premium as going direct, with an independent adviser on your side for every claim and every review.
On your side of the table since 1994.
Deacon & Associates is a family-run financial brokerage in Randburg. We've advised South African families through every market cycle, every change of government and every life event our clients have walked through.
We don't sell anyone's products. We compare the country's best insurers and place each policy where it actually performs, and our advice never costs you a cent extra.
Why families choose us.
Independent advice, a real person who answers the phone, and a plan that's reviewed every year.
Genuinely independent
We compare every reputable insurer and aren't tied to any of them.
No cost to you
The insurer pays the advisory fee. Same premium, better advice.
Family-run
The same advisor for every life event. No call centres, no handoffs.
Every product line. One coordinated plan.
From your first policy in your twenties to drawdown in your sixties, reviewed together once a year by the same advisor.
Investments
Unit trusts, retirement annuities, endowments and offshore investing. Tax-aware portfolios built around your goals, your risk appetite and your time horizon, reviewed each year.
Life Insurance
Life cover, income protection, disability and dread disease. Sized to your real obligations, not a sales target, and compared across every reputable insurer.
Medical Aid & Gap Cover
Discovery, Momentum and Stratum compared plan by plan, then paired with the right gap cover so you're not exposed to specialist shortfalls.
Learn moreShort Term & Vehicle
Car, household and buildings cover placed properly, with sums insured that match what you own. We handle the claim, not a call centre.
Learn moreCommercial & Business
Commercial cover, employee benefits, key-person and business succession for owner-managed businesses. Protecting your assets, your team and your continuity.
Learn moreRetirement Planning
Pre- and post-retirement strategy. Drawdown, annuities and tax-efficient income for the long second act.
Learn moreEstate Planning
Wills, trusts and succession structured to minimise estate duty and protect your heirs, with policies and beneficiaries aligned.
Learn moreFinancial Planning
A single coordinated plan covering tax, cash flow, savings and debt. Reviewed in one conversation, once a year.
Learn moreAdvice for every stage of life.
From your first car to your last working day, we place each piece of your plan where it performs best.
It's not what you save. It's where you save it.
The same R1,000 a month can grow to R828k or to R3.49 million. The only difference is the vehicle. Our Record of Advice explains seven places your money can live, and how each is taxed.
Explore investments
Short-term insurance that pays out.
Car, home, contents and business cover compared across multiple insurers, with sums insured that match what you own. When something goes wrong, you call Inge, not a call centre.
Explore short-term cover
Claims handled by people who know you.
We submit the claim, chase the paperwork and follow it through with the insurer until it's paid. That's the part most people don't realise a broker does, and it's the part that matters most.
How we handle claimsEvery insurer, compared for you.
We work with South Africa's leading insurers and aren't tied to any of them, so every policy goes where it performs best for you.
See how we compareHollardMomentumDiscoverySantamStratumCapital LegacyHollardMomentumDiscoverySantamStratumCapital LegacyFour steps. No obligation, no pressure.
Most clients move forward after the first conversation. But you never have to.
We meet
A thirty-minute conversation over coffee in Randburg or a video call. We listen first, then ask the questions that uncover what your plan is missing.
We review
Bring your latest policies. We come back with a one-page summary. What's working, what's overpriced, where you're under-covered, where you'd save.
We place
If you agree, we move the cover. The insurer pays the advisory fee. New cover replaces old cover only once it's confirmed in place.
We stay
One review a year, every year. Salaries change, kids arrive, mortgages get paid off. The plan flexes with you, with the same advisor.
Clients who stayed for decades.
Families across Randburg have trusted us with their cover, their savings and their claims, many of them for twenty years or more.
“When my husband passed, Deacon walked me through every policy claim, every form, every conversation. They treated me like family. Because by then we were.”
“Paul has handled our family's investments and insurance for nearly twenty years. Honest, patient, and genuinely interested in what's best for us.”
“Best financial advisor in Randburg. Paul explained every product, gave a fair quote, no upselling. Now my parents and sister are clients too.”
Your family could be next.
Most of our clients came through a recommendation. Start with a free, no-obligation chat.
Simple, transparent fees.
The advisory fee is already built into every premium, whether you go direct or through a broker. With us, it buys you independent advice.
First conversation
Meet Paul in Randburg or on video- Thirty minutes, no obligation
- Bring any policies you have
- Plain-English answers
Policy review
Your cover compared across insurers- One-page summary
- Ready in 3 to 5 working days
- Keep it, even if you don't switch
Ongoing advice
Annual reviews and claims help- Paid by the insurer, not you
- Same premium as going direct
- We handle every claim
Got questions? We've got answers.
Can't see yours? Ask us directly. We usually reply the same day.
Do I pay extra for using a broker?
No. The advisory fee is built into every insurance premium, whether you go direct or through a broker. Going direct doesn't save you that fee. It just removes the independent advice. We're paid by the insurer once you take cover, not by you.
Which insurers do you work with?
Hollard, Momentum, Discovery, Santam, Stratum and Capital Legacy are our main partners. We're not tied to any of them. We place each policy where it performs best for your specific situation.
Do I need to switch all my cover to use you?
Not at all. Start with the policy you're least sure about. We'll do a free review, and if there's nothing to fix, we'll tell you. Most clients move things over gradually as policies come up for renewal.
What happens when I need to claim?
You call us. Not a call centre, not a 0800 number. We submit the claim, chase the paperwork, and follow it through with the insurer until it's paid. That's the part most people don't realise a broker does, and it's the part that matters most.
Where are you based, and can we meet?
Our office is at 11 Barbara Close, Bromhof, Randburg. We're happy to meet in person, drive to you for the first meeting, or do everything over video. Whichever works for your life.
Are you actually independent?
Yes. Family-owned, FAIS authorised (FSP 3434), with no in-house products to push. We get paid the same fee regardless of which insurer wins your business, so we have no incentive to favour one over another.
Plain-English guides.
Independent financial broker in Randburg: planning that puts you first
Read guide
Short-term insurance in Randburg: cover that actually pays out
Read guideThe seven ways to invest, and how each one is taxed
Cash, money markets, shares, unit trusts, endowments, retirement annuities and property, explained honestly.
Read itReady to review your cover?
Send us your policies. We'll come back with a one-page review in plain English within three to five working days.