Insurance, done properly. No cost to you.

Send us your existing policies. We'll come back with a one-page review showing what's working, what's overpriced, and what you'd save by switching. Free, no obligation.

Trusted by South African families Since 1994 FSP 3434 FAIS authorised
No cost to you

The advisory fee is already inside every premium. Same price, independent advice.

Every reputable insurer

Hollard, Momentum, Discovery, Santam, Stratum, Capital Legacy. Compared side by side.

We handle the claim

You call us, not a call centre. We chase paperwork until your claim is paid.

Two kinds of insurance.
Both placed properly.

Long-term cover protects your income and your family. Short-term cover protects your car, your home, your business. We advise on both, and we coordinate them so nothing slips through the cracks.

Long term

Cover for life's uncertainties.

Robust cover to secure your financial future. Protection against disability, critical illness, and loss of income.

  • Life assurance
  • Income protection
  • Disability cover
  • Dread disease cover
  • Estate planning
Short term

Cover for your assets.

Flexible policies safeguarding your assets. Financial protection against accidents, theft, or natural disasters.

  • Vehicle insurance
  • Household contents
  • Buildings cover
  • Commercial & business
  • Annual policy reviews

How the free review works.
Four steps. No obligation.

From the moment you send us your policies to the moment you decide what to do, the whole thing is on us. No cost. No pressure.

01

Send us your policies

Email or WhatsApp us your latest policy schedules. Life cover, vehicle, household, anything you have in place.

02

We compare

We line your cover up against every reputable insurer we work with, taking your age, health, and assets into account.

03

One-page review

You get a clear, one-page summary. What's working, what's overpriced, where you're under-covered, what you'd save.

04

You decide

If you want to switch, we handle the paperwork. If you don't, you've got a clearer picture of what you have. Either way, no cost.

The things
people usually ask first.

Can't see your question? Ask us directly. We usually reply the same day.

Does the free review actually cost nothing?

Yes. The review is genuinely free, with no obligation to switch. If we end up placing cover for you, the insurer pays the advisory fee out of the premium you'd pay them anyway. You never pay us directly.

Do I have to switch any of my cover?

Not at all. The review tells you what you have, what you're missing, and what you'd save. What you do with that information is entirely up to you. Many clients keep most of their cover and only move the policies that need to move.

How long does the review take?

We turn most reviews around within three to five working days, once we have your policy schedules. Complex commercial cover takes a little longer. We'll tell you up front.

What if I just want a quick quote?

That's fine too. Send us what you need cover for and we'll come back with quotes from the insurers that fit best. No review needed.

What happens when I need to claim?

You call us. Not a call-centre, not a 0800 number. We submit the claim, chase the paperwork, and follow it through with the insurer until it's paid. That's the part most people don't realise a broker does. And it's the part that matters most.

Send us your policies.
We'll review them.

No cost, no obligation. In plain English, on a single page. Three to five working days.